The 5%ers
United Kingdom10% off all The 5%ers challenges site-wide, applied automatically with code PICKR.
About The 5%ers
The 5%ers is a UK-headquartered proprietary trading firm that has been operating since January 2016, establishing itself as a trusted name in the prop trading space over the past decade. The firm provides traders with access to multiple challenge programs designed to assess trading ability and unlock live funding. Operating through cTrader and MT5 platforms, The 5%ers caters to traders seeking transparent evaluation pathways with various account sizes ranging from modest starter accounts to larger institutional-tier allocations. The firm supports a comprehensive range of payment and withdrawal methods including bank transfers, cryptocurrency, and alternative processors, making it accessible to an international trader base. With a strong community reputation reflected in its high rating, The 5%ers appeals to both emerging traders looking to prove themselves and experienced professionals seeking to scale their capital through structured risk frameworks.
The 5%ers review: a solid prop firm with a 4.1/5 PropFirmPickr score
Our analysts scored The 5%ers on payouts, trading conditions, rules, pricing and trust using its published terms, not just its star rating. Below is the full breakdown, an at-a-glance fact sheet, and an honest pros & cons list to help you decide if The 5%ers is legit and worth it in 2026.
What we like about The 5%ers
- Established track record - 10 years in operation
- Scales to $597.5K in funded capital
Where The 5%ers falls short
- –Base 50% to 80% split trails 90 to 100% firms unless you add the upgrade
- –Restricted in 24+ countries - check eligibility first
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Firm Overview
Commercial Liquidity Provider
cTrader
MT5
Apple Pay
Bank Transfer
Credit/Debit Card
Crypto
Google Pay
PayPal
Bank Transfer
Crypto
RiseworksInstruments and Assets
The 5%ers Leverage
| Asset | Instant | 1-Step | 2-Steps | 3-Steps |
|---|---|---|---|---|
| Metals | n/a | 1:10 | 1:25 | 1:25 |
| Indices | n/a | 1:7.5 | 1:25 | 1:25 |
| Crypto | n/a | 1:0.6 | 1:2 | 1:0.6 |
| Other Commodities | n/a | 1:1.5 | n/a | 1:1.5 |
| Energy | n/a | 1:1.5 | 1:5 | n/a |
| FX | n/a | 1:30 | 1:100 | 1:30 |
Commissions
The 5%ers Consistency Rules
The The 5%ers consistency rule is the single most misunderstood part of the evaluation. In short, no single trading day can make up too large a share of your total profit, and you need a minimum number of active trading days before a payout clears. New to this? Our consistency rule guide and minimum trading days explainer break it down with worked examples, or run your numbers through our consistency rule calculator. Here is exactly how the The 5%ers consistency rule works in 2026:
- Best-day cap: No single trading day may account for more than 30–50% of total profit (varies by program, see firm's official terms for the exact threshold).
- Minimum trading days: Most evaluation tiers require at least 4–10 active trading days before a payout can be requested.
- Position sizing: Disproportionate position sizes vs your historical trades may trigger consistency-rule reviews.
- Repeat performance: The firm expects sustained, repeatable performance, single-day windfalls won't qualify for early payouts.
- Exact thresholds and program-specific consistency rules are documented on the firm's official site and may change. Always re-verify before purchasing.
The 5%ers Rules
Traders can select from a range of challenge account sizes, with entry-level accounts starting at 5,000 and scaling up to 250,000 depending on the specific program chosen and trader objectives.
Trading occurs on either cTrader or MT5, both professional-grade platforms offering robust charting, execution speeds, and customisation options suitable for various trading strategies.
The firm offers both single-step and multi-step challenge structures, allowing traders to demonstrate consistency and risk management across different evaluation phases before accessing live capital.
Deposits can be made through multiple channels including bank transfers, credit and debit cards, cryptocurrency wallets, Apple Pay, Google Pay, and PayPal for maximum convenience.
Profits are distributed via bank transfer, cryptocurrency transfer, or Riseworks, giving traders choice in how they receive their earnings from the firm.
The firm offers specialized tracks including the Bootcamp Program for foundational traders and High Stakes Challenge variants, as well as the Hyper Growth Program for those seeking aggressive scaling.
The 5%ers Challenges
| Challenge | Price |
|---|---|
| The 5%ers - High Stakes Challenge - 2-Steps 2.5K | $19.00 |
| The 5%ers - High Stakes Challenge - 2-Steps 5K | $35.00 |
| The 5%ers - Hyper Growth Program - 1-Step 5K | $74.00 |
| The 5%ers - Pro Growth Program - 1-Step 5K | $51.80 |
| The 5%ers - High Stakes Challenge - 2-Steps 10K | $69.00 |
| The 5%ers - Hyper Growth Program - 1-Step 10K | $140.00 |
| The 5%ers - Pro Growth Program - 1-Step 10K | $98.00 |
| The 5%ers - Bootcamp Program - 3-Steps *20K | $22.00 |
| The 5%ers - Hyper Growth Program - 1-Step 20K | $270.00 |
| The 5%ers - Pro Growth Program - 1-Step 20K | $189.00 |
| The 5%ers - High Stakes Challenge - 2-Steps 25K | $176.00 |
| The 5%ers - High Stakes Challenge - 2-Steps 50K | $278.00 |
The 5%ers Payout Policy
Bank TransferCryptoRiseworksHow to qualify for a payout
- Hit the profit target while staying inside the firm's drawdown limits across every evaluation phase.
- Trade enough days. Most firms require 4–10 active trading days before the first payout request can be filed.
- Stay consistent. Best-day caps (30–50% of total profit on any single day) apply at most firms, see the Consistency Rules section above for the exact threshold.
- Exact thresholds are firm-specific and may change. Always verify on The 5%ers's official site before purchasing a challenge.
Want the mechanics? How prop firm payouts work, how payouts are taxed, and how to verify a firm really pays.
Scaling Plan & Premium Programme
- Account growth: Funded accounts typically scale by 25% (or fixed-step tiers) each time the trader hits the firm's profit + consistency milestones.
- Profit-split upgrade: Scaling tiers often unlock an improved profit split (e.g. 80% → 90%) on the funded account.
- Maximum capital cap: Most firms cap scaled capital at $1M–$2M per trader; some run a separate "Premium / Supreme" track for very high performers.
- Reset / breach handling: Hitting drawdown typically resets your scaling progress. Most firms offer a one-time discounted reset.
- Exact thresholds, scale-up cycle length, and Premium-Programme terms are firm-specific. See the AI Summary above for the latest values on file, or verify on The 5%ers's official site.
Restricted Countries
The following countries are not eligible to apply for The 5%ers challenges.
Afghanistan
Belarus
Burundi
Central African Republic
Cuba
Eritrea
Guinea
Guinea-Bissau
Iran
Iraq
Israel
Lebanon
Liberia
Libya
Papua New Guinea
Somalia
South Sudan
Sudan
Vanuatu
YemenMyanmarNorth KoreaRussiaSyriaCompare The 5%ers head-to-head
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Everything you need to know about The 5%ers
This The 5%ers review covers what matters before you buy a challenge in 2026. You get the platforms (cTrader, MT5) and the payout terms: N/A payouts at a 50% to 80% split. We also cover payment methods and the instruments you can trade (Assets: on Metals, Indices, Crypto, Other Commodities, Energy). And we lay out leverage, commissions, and the The 5%ers rules for every challenge, evaluation phase, and funded account.
Below we answer the questions traders search most. Is The 5%ers legit? How does the The 5%ers consistency rule work? How fast do payouts clear? What does the 50% to 80% split really pay you? And is it worth it versus other firms? Our editorial verdict scores The 5%ers on payouts, conditions, rules, pricing, and trust. Judge it on facts, not hype.
New to The 5%ers, or weighing it against firms like FTMO, FundingPips, and FundedNext? We keep the data current so you can see if it fits your style, your risk, and your payout goals. Use the PICKR code at checkout to save 10% on every The 5%ers challenge. It applies on its own through this page's affiliate link.
Looking for alternatives? Browse our full prop-firm directory, the highest profit-split firms, or the best instant-funding firms. For methodology and ranking criteria, read our Transparency page.
The 5%ers, frequently asked questions
Is The 5%ers legit or a scam?▾
The 5%ers shows no signs of being a scam. It holds a 4.1/5 PropFirmPickr editorial rating, has operated for around 10 years and publishes its drawdown limits, consistency rule and payout policy openly. As with any prop firm, read the full rule set before buying a The 5%ers challenge.
Does The 5%ers accept US traders?▾
The 5%ers's published restricted-country list does not currently include the United States, so US-based traders are generally able to join. (24 other countries are excluded, see the Restricted Countries section above.) US availability is the most frequently-changed rule in prop trading, so always confirm it on The 5%ers's checkout or terms page before buying.
What trading platforms does The 5%ers use?▾
The 5%ers runs on cTrader and MT5. You can pick whichever platform matches your workflow when you start a The 5%ers challenge.
What is the The 5%ers consistency rule?▾
The 5%ers's consistency rule: The firm offers both single-step and multi-step challenge structures, allowing traders to demonstrate consistency and risk management across different evaluation phases before accessing live capital.
Does The 5%ers have a trailing drawdown?▾
The 5%ers enforces a daily loss limit and an overall loss limit. Whether the overall limit trails your peak balance or stays static depends on the specific The 5%ers program, confirm the drawdown type on the plan you choose before buying.
Does The 5%ers allow copy trading?▾
The 5%ers lets you trade your own strategies, including EAs and automated systems where its rules permit, on a single funded account. Mirroring trades account-to-account or copying the same setup across multiple The 5%ers accounts is typically restricted to prevent capacity abuse, so confirm the exact copy-trading policy in The 5%ers's terms before relying on it.
What is the profit split at The 5%ers?▾
The 5%ers offers 50% to 80% profit split, paid out on a bi-weekly schedule.
How fast are The 5%ers payouts?▾
The 5%ers processes payouts on a bi-weekly cadence with a minimum withdrawal of N/A. Crypto withdrawals typically clear within hours, while card or bank methods can add 1–3 business days.
What's the maximum account size at The 5%ers?▾
Traders can scale up to $597.5K in funded capital at The 5%ers.
When was The 5%ers founded and where is it based?▾
The 5%ers was established in Jan 2016 and is based in United Kingdom, led by CEO Saul Lokier. That gives it roughly 10 years of operating history.
Who owns The 5%ers and who is the CEO?▾
The 5%ers is led by CEO Saul Lokier. The firm is operated from United Kingdom and was established in Jan 2016. The 5%ers runs a performance-based evaluation model, it funds traders who pass its challenge rather than profiting from trader losses.
What discount code works at The 5%ers?▾
Use code PICKR at The 5%ers checkout for our exclusive PropFirmPickr discount (10% off), applied automatically through our links.