Which is cheaper: FTMO or The 5%ers?

The 5%ers is cheaper to enter. Its smallest evaluation account starts at $3K. FTMO's entry tier begins at $10K. Challenge fees scale with account size, so a smaller tier means a lower up-front cost. Both firms also run discount codes from time to time. Right now that is €101 at FTMO and 10% at The 5%ers.

Does FTMO have a better profit split than The 5%ers?

Yes, FTMO's top profit split (80% to 90%) is higher than The 5%ers's (50% to 80%). Take a $10,000 funded month with a $1,000 profit. A 90% split returns $900, versus $800 on a 80% split. That is about $100 more per month at the same risk. Note that top splits often need scaling milestones. Check the funded-phase rules before you assume you will hit the top tier on day one.

Which firm pays out faster: FTMO or The 5%ers?

Both FTMO and The 5%ers pay on a similar schedule (Withdrawals available on a regular basis once you reach funded status vs N/A). So the deciding factor is your withdrawal method. Crypto and Skrill clear in hours. Bank wires add 1 to 3 business days at either firm.

Can I trade at both FTMO and The 5%ers?

Yes. FTMO and The 5%ers are independent firms, and neither requires exclusivity. You can hold a funded account at both at once, as long as you respect each firm's rules on each account. Many traders spread evaluations across firms to cut counterparty risk. Each firm tracks its own rule breaches, so a breach at one does not affect the other.

FTMO vs The 5%ers

Editorial intro

Comparing FTMO and The 5%ers comes down to profit split mechanics: FTMO offers 80% to 90% profit splits and $400K max capital with regular payouts, while The 5%ers counters with 50% to 80% splits and $597.5K max capital on a regular payout cadence. We've ranked FTMO at 4.3/5 and The 5%ers at 4.1/5 based on our editorial scoring. Both firms operate in the retail prop trading space and have published payout records that we've cross-checked against trader-reported withdrawals. Below is the full side-by-side breakdown across 14 decision-relevant attributes, our editor's verdict on which trader profile each firm fits best, and the most-searched questions about this specific match-up.

Attribute	FTMO	The 5%ers
Profit Split	80% to 90%	50% to 80%
Max Funded Capital	$400K	$597.5K
Years in Operation	11	10
Headquartered	Czech Republic	United Kingdom
Rating (editorial)	4.3/5	4.1/5
Payout Frequency	Withdrawals available on a regular basis once you reach funded status	N/A
Active Discount	€101	10%
Platforms	cTrader, DXTrade, MT4, MT5	cTrader, MT5
Drawdown Type	,	,
Consistency Rule	Yes	Yes
Asset Coverage	FX, Energy, Crypto, Indices, Metals, Stocks	Metals, Indices, Crypto, Other Commodities, Energy, FX
Min Account Size	$10K	$3K
Profit Target	10%	8% / 5%
Trading Days Min	4 days	,

View FTMO →View The 5%ers →

Our Verdict: FTMO vs The 5%ers

FTMO is better for:

▸Traders prioritising verified reputation (4.3 vs 4.1 editorial rating)
▸Maximising profit retention (80% to 90% vs 50% to 80%)
▸Track record (11+ years vs 10 years)

The 5%ers is better for:

▸Scaling to larger accounts ($597.5K vs $400K)
▸Traders preferring a United Kingdom-jurisdictioned firm
▸Traders who already follow The 5%ers and want to stay inside its ecosystem

Editor's note

For most traders, FTMO wins on profit split (80% to 90% vs 50% to 80%), but The 5%ers is the better pick if you want the larger scaling ceiling ($597.5K vs $400K). Our overall editorial pick: FTMO.

FAQ

Frequently Asked Questions

FTMO vs The 5%ers: Frequently Asked Questions

Yes, FTMO is the stronger pick on our composite score. It wins on profit split (80% to 90% vs 50% to 80%). It also posts a better editorial score than The 5%ers once you weight rating, profit split, and history together. That said, The 5%ers is still the better choice if want the larger scaling ceiling ($597.5K vs $400K).