FTMO
Czech Republic€101 off all FTMO challenges site-wide, applied automatically with code PICKR.
About FTMO
FTMO is a Prague-based proprietary trading firm founded in 2015 that has grown into one of the industry's more recognized names, serving traders across multiple continents through regional entities. The firm operates a two-tier challenge structure, its signature 2-Step program and a streamlined 1-Step alternative, across account sizes ranging from $10,000 to $200,000. Traders gain access to professional platforms including MT4, MT5, cTrader, and DXTrade, with trading opportunities spanning forex, indices, commodities, stocks, and cryptocurrencies. FTMO's risk framework emphasizes consistent performance over volatile swings, enforcing daily profit caps and minimum trading activity requirements to discourage gambling-like behavior. The firm accommodates international clients through dedicated regional partnerships, notably serving Australian and US-based traders via affiliated entities. With a 4.6-star rating across nearly 200 reviews, FTMO appeals to disciplined traders seeking transparent rules, multiple payout methods, and clear pathways to scaling capital.
FTMO review: an excellent prop firm with a 4.3/5 PropFirmPickr score
Our analysts scored FTMO on payouts, trading conditions, rules, pricing and trust using its published terms, not just its star rating. Below is the full breakdown, an at-a-glance fact sheet, and an honest pros & cons list to help you decide if FTMO is legit and worth it in 2026.
What we like about FTMO
- Established track record - 11 years in operation
- 80% to 90% profit split
- News trading allowed on every program
- Weekend holding permitted
- Wide platform choice (cTrader, DXTrade, MT4, MT5)
- Scales to $400K in funded capital
Where FTMO falls short
- –Base 80% to 90% split trails 90 to 100% firms unless you add the upgrade
- –Restricted in 69+ countries - check eligibility first
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Firm Overview
Institutional Liquidity Provider
cTrader
DXTrade
MT4
MT5
Apple Pay
Bank Transfer
Credit/Debit Card
Crypto
Google Pay
Nuvei
PayPal
Skrill
Bank Transfer
Crypto
SkrillInstruments and Assets
FTMO Leverage
| Asset | Instant | 1-Step | 2-Steps | 3-Steps |
|---|---|---|---|---|
| FX | n/a | 1:100 | 1:100 | n/a |
| Energy | n/a | 1:30 | 1:30 | n/a |
| Crypto | n/a | 1:3 | 1:3 | n/a |
| Indices | n/a | 1:50 | 1:50 | n/a |
| Metals | n/a | 1:30 | 1:30 | n/a |
| Stocks | n/a | 1:3 | 1:3 | n/a |
Commissions
FTMO Consistency Rules
The FTMO consistency rule is the single most misunderstood part of the evaluation. In short, no single trading day can make up too large a share of your total profit, and you need a minimum number of active trading days before a payout clears. New to this? Our consistency rule guide and minimum trading days explainer break it down with worked examples, or run your numbers through our consistency rule calculator. Here is exactly how the FTMO consistency rule works in 2026:
- Best-day cap: No single trading day may account for more than 30–50% of total profit (varies by program, see firm's official terms for the exact threshold).
- Minimum trading days: Most evaluation tiers require at least 4–10 active trading days before a payout can be requested.
- Position sizing: Disproportionate position sizes vs your historical trades may trigger consistency-rule reviews.
- Repeat performance: The firm expects sustained, repeatable performance, single-day windfalls won't qualify for early payouts.
- Exact thresholds and program-specific consistency rules are documented on the firm's official site and may change. Always re-verify before purchasing.
FTMO Rules
On the 1-Step Standard evaluation and funded phases, no single day's profit may exceed 50% of your total accumulated profit. This constraint encourages steady trading rather than outsized, high-risk days.
For 2-Step Standard and Swing programs, you must trade on at least 4 days during the evaluation phase. The 1-Step Standard has no minimum trading day requirement.
News trading is permitted for Swing account holders in both evaluation and funded phases. For Standard accounts, news trading is only allowed during evaluation; once funded, it becomes restricted.
Funded Standard account traders cannot hold positions over weekends or across market rollovers exceeding 2 hours. Swing traders face no such restriction, allowing for more flexible holding periods.
Standard traders may access up to $400,000 per identical strategy; Prime members receive $600,000, while Supreme Prime members unlock $1,000,000. Accounts exceeding these caps with matching strategies risk suspension.
You must avoid opening positions significantly larger or substantially different in number from your typical trades. This rule prevents sudden shifts in position management that could indicate risky behavior.
FTMO recommends limiting risk to 1-1.5% of your initial account balance per trade. Traders exceeding this guidance may face monitoring, warnings, or protective account restrictions to discourage reckless trading patterns.
Your account must remain under your sole control; third-party trading is prohibited. Opening multiple profile accounts is also not permitted, ensuring one trader operates one trading entity.
FTMO reserves discretionary authority to identify and restrict overleveraging, overexposure, one-sided bets, and account rolling strategies. The firm maintains detailed guidance on prohibited practices to help traders stay compliant.
Traders in Australia can access FTMO services through the affiliated VRGK entity at ftmo.com/au/, while US-based clients can use the OANDA-affiliated platform at ftmo.oanda.com for regulatory compliance.
FTMO Challenges
| Challenge | Price |
|---|---|
| FTMO - Standard Challenge - 1-Step 10K | $79.00 |
| FTMO - Standard Challenge - 2-Steps 10K | $89.00 |
| FTMO - Swing Challenge - 2-Steps 10K | $89.00 |
| FTMO - Standard Challenge - 1-Step 25K | $199.00 |
| FTMO - Standard Challenge - 2-Steps 25K | $250.00 |
| FTMO - Swing Challenge - 2-Steps 25K | $250.00 |
| FTMO - Standard Challenge - 1-Step 50K | $319.00 |
| FTMO - Standard Challenge - 2-Steps 50K | $345.00 |
| FTMO - Swing Challenge - 2-Steps 50K | $345.00 |
| FTMO - Standard Challenge - 1-Step 100K | $499.00 |
| FTMO - Standard Challenge - 2-Steps 100K | $540.00 |
| FTMO - Swing Challenge - 2-Steps 100K | $540.00 |
FTMO Payout Policy
Bank TransferCryptoSkrillHow to qualify for a payout
- Hit the profit target while staying inside the firm's drawdown limits across every evaluation phase.
- Trade enough days. Most firms require 4–10 active trading days before the first payout request can be filed.
- Stay consistent. Best-day caps (30–50% of total profit on any single day) apply at most firms, see the Consistency Rules section above for the exact threshold.
- Exact thresholds are firm-specific and may change. Always verify on FTMO's official site before purchasing a challenge.
Want the mechanics? How prop firm payouts work, how payouts are taxed, and how to verify a firm really pays.
Scaling Plan & Premium Programme
- Account growth: Funded accounts typically scale by 25% (or fixed-step tiers) each time the trader hits the firm's profit + consistency milestones.
- Profit-split upgrade: Scaling tiers often unlock an improved profit split (e.g. 80% → 90%) on the funded account.
- Maximum capital cap: Most firms cap scaled capital at $1M–$2M per trader; some run a separate "Premium / Supreme" track for very high performers.
- Reset / breach handling: Hitting drawdown typically resets your scaling progress. Most firms offer a one-time discounted reset.
- Exact thresholds, scale-up cycle length, and Premium-Programme terms are firm-specific. See the AI Summary above for the latest values on file, or verify on FTMO's official site.
Restricted Countries
The following countries are not eligible to apply for FTMO challenges.
Afghanistan
Anguilla
Antarctica
Antigua and Barbuda
Belarus
Belize
Bhutan
Bouvet Island
Burundi
Central African Republic
Chad
Comoros
Cook Islands
Cuba
Djibouti
Dominica
Equatorial Guinea
Eritrea
Eswatini
Fiji
Gabon
Gambia
Grenada
Guinea
Guinea-Bissau
Indonesia
Iran
Iraq
Kazakhstan
Kiribati
Kosovo
Kyrgyzstan
Lesotho
Liberia
Malawi
Mali
Marshall Islands
Mauritania
Nauru
Niger
Niue
Papua New Guinea
Saint Barthélemy
Saint Kitts and Nevis
Saint Lucia
Saint Vincent and the Grenadines
Samoa
San Marino
Sao Tome and Principe
Seychelles
Sierra Leone
Solomon Islands
Somalia
South Sudan
Sudan
Suriname
Tajikistan
Tokelau
Tonga
Turkmenistan
Tuvalu
Uzbekistan
Vanuatu
Western SaharaMyanmarNorth KoreaRussiaSyriaSingaporeCompare FTMO head-to-head
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Everything you need to know about FTMO
This FTMO review covers what matters before you buy a challenge in 2026. You get the platforms (cTrader, DXTrade, MT4, MT5) and the payout terms: Withdrawals available on a regular basis once you reach funded status payouts at a 80% to 90% split. We also cover payment methods and the instruments you can trade (Assets : on FX, Energy, Crypto, Indices, Metals). And we lay out leverage, commissions, and the FTMO rules for every challenge, evaluation phase, and funded account.
Below we answer the questions traders search most. Is FTMO legit? How does the FTMO consistency rule work? How fast do payouts clear? What does the 80% to 90% split really pay you? And is it worth it versus other firms? Our editorial verdict scores FTMO on payouts, conditions, rules, pricing, and trust. Judge it on facts, not hype.
New to FTMO, or weighing it against firms like FTMO, FundingPips, and FundedNext? We keep the data current so you can see if it fits your style, your risk, and your payout goals. Use the PICKR code at checkout to save €101 on every FTMO challenge. It applies on its own through this page's affiliate link.
Looking for alternatives? Browse our full prop-firm directory, the highest profit-split firms, or the best instant-funding firms. For methodology and ranking criteria, read our Transparency page.
FTMO, frequently asked questions
Is FTMO legit or a scam?▾
FTMO shows no signs of being a scam. It holds a 4.3/5 PropFirmPickr editorial rating, has operated for around 11 years and publishes its drawdown limits, consistency rule and payout policy openly. As with any prop firm, read the full rule set before buying a FTMO challenge.
Does FTMO accept US traders?▾
FTMO's published restricted-country list does not currently include the United States, so US-based traders are generally able to join. (69 other countries are excluded, see the Restricted Countries section above.) US availability is the most frequently-changed rule in prop trading, so always confirm it on FTMO's checkout or terms page before buying.
What trading platforms does FTMO use?▾
FTMO runs on cTrader, DXTrade, MT4 and MT5. You can pick whichever platform matches your workflow when you start a FTMO challenge.
What is the FTMO consistency rule?▾
FTMO's consistency rule: You must avoid opening positions significantly larger or substantially different in number from your typical trades. This rule prevents sudden shifts in position management that could indicate risky behavior.
Does FTMO have a trailing drawdown?▾
FTMO enforces a daily loss limit and an overall loss limit. Whether the overall limit trails your peak balance or stays static depends on the specific FTMO program, confirm the drawdown type on the plan you choose before buying.
Does FTMO allow copy trading?▾
FTMO lets you trade your own strategies, including EAs and automated systems where its rules permit, on a single funded account. Mirroring trades account-to-account or copying the same setup across multiple FTMO accounts is typically restricted to prevent capacity abuse, so confirm the exact copy-trading policy in FTMO's terms before relying on it.
Does FTMO allow news trading and weekend holding?▾
News trading: News trading is permitted for Swing account holders in both evaluation and funded phases. Weekend holding: Funded Standard account traders cannot hold positions over weekends or across market rollovers exceeding 2 hours.
What is the profit split at FTMO?▾
FTMO offers 80% to 90% profit split, paid out on a withdrawals available on a regular basis once you reach funded status schedule.
How fast are FTMO payouts?▾
FTMO processes payouts on a withdrawals available on a regular basis once you reach funded status cadence with a minimum withdrawal of N/A. Crypto withdrawals typically clear within hours, while card or bank methods can add 1–3 business days.
What's the maximum account size at FTMO?▾
Traders can scale up to $400K in funded capital at FTMO.
When was FTMO founded and where is it based?▾
FTMO was established in Jan 2015 and is based in Czech Republic, led by CEO Otakar Suffner. That gives it roughly 11 years of operating history.
Who owns FTMO and who is the CEO?▾
FTMO is led by CEO Otakar Suffner. The firm is operated from Czech Republic and was established in Jan 2015. FTMO runs a performance-based evaluation model, it funds traders who pass its challenge rather than profiting from trader losses.
What discount code works at FTMO?▾
Use code PICKR at FTMO checkout for our exclusive PropFirmPickr discount (€101 off), applied automatically through our links.