Which is cheaper: FTMO or FundingPips?

FundingPips is cheaper to enter. Its smallest evaluation account starts at $5K. FTMO's entry tier begins at $10K. Challenge fees scale with account size, so a smaller tier means a lower up-front cost. Both firms also run discount codes from time to time. Right now that is €101 at FTMO and 20% at FundingPips.

Does FTMO have a better profit split than FundingPips?

No, FundingPips's top profit split (80% to 95%) is higher than FTMO's (80% to 90%). On a $10,000 funded month with a $1,000 profit, that is $950 vs $900. That is about $50 more per month at FundingPips, at the same risk. Both firms usually gate the top tier behind scaling milestones. So read the funded-phase rules carefully.

Which firm pays out faster: FTMO or FundingPips?

Both FTMO and FundingPips pay on a similar schedule (Withdrawals available on a regular basis once you reach funded status vs N/A). So the deciding factor is your withdrawal method. Crypto and Skrill clear in hours. Bank wires add 1 to 3 business days at either firm.

Can I trade at both FTMO and FundingPips?

Yes. FTMO and FundingPips are independent firms, and neither requires exclusivity. You can hold a funded account at both at once, as long as you respect each firm's rules on each account. Many traders spread evaluations across firms to cut counterparty risk. Each firm tracks its own rule breaches, so a breach at one does not affect the other.

FTMO vs FundingPips

Editorial intro

Comparing FTMO and FundingPips comes down to profit split mechanics: FTMO offers 80% to 90% profit splits and $400K max capital with regular payouts, while FundingPips counters with 80% to 95% splits and $300K max capital on a regular payout cadence. We've ranked FTMO at 4.3/5 and FundingPips at 4.1/5 based on our editorial scoring. Both firms operate in the retail prop trading space and have published payout records that we've cross-checked against trader-reported withdrawals. Below is the full side-by-side breakdown across 14 decision-relevant attributes, our editor's verdict on which trader profile each firm fits best, and the most-searched questions about this specific match-up.

Attribute	FTMO	FundingPips
Profit Split	80% to 90%	80% to 95%
Max Funded Capital	$400K	$300K
Years in Operation	11	3
Headquartered	Czech Republic	United Arab Emirates
Rating (editorial)	4.3/5	4.1/5
Payout Frequency	Withdrawals available on a regular basis once you reach funded status	N/A
Active Discount	€101	20%
Platforms	cTrader, DXTrade, MT4, MT5	cTrader, Match Trader, MT5
Drawdown Type	,	,
Consistency Rule	Yes	No
Asset Coverage	FX, Energy, Crypto, Indices, Metals, Stocks	Indices, Energy, FX, Metals, Crypto
Min Account Size	$10K	$5K
Profit Target	10%	10%
Trading Days Min	4 days	,

View FTMO →View FundingPips →

Our Verdict: FTMO vs FundingPips

FTMO is better for:

▸Traders prioritising verified reputation (4.3 vs 4.1 editorial rating)
▸Scaling to larger accounts ($400K vs $300K)
▸Track record (11+ years vs 3 years)
▸Broader instrument coverage (6 asset classes vs 5)

FundingPips is better for:

▸Maximising profit retention (80% to 95% vs 80% to 90%)
▸Traders preferring a United Arab Emirates-jurisdictioned firm
▸Traders who already follow FundingPips and want to stay inside its ecosystem

Editor's note

For most traders, FundingPips wins on profit split (80% to 95% vs 80% to 90%), but FTMO is the better pick if you want the larger scaling ceiling ($400K vs $300K). Our overall editorial pick: FundingPips.

FAQ

Frequently Asked Questions

FTMO vs FundingPips: Frequently Asked Questions

Not for most trader profiles. FundingPips wins this match-up on profit split (80% to 95% vs 80% to 90%). It posts a higher editorial score than FTMO. FTMO is still the right call if want the larger scaling ceiling ($400K vs $300K). But on a head-to-head ranking, FundingPips comes out ahead.