Best Funded Trading Accounts 2026
Get a funded trading account in 2026 without risking your own capital. Compare 38+ firms by funding size, profit split, payout speed and how fast you reach a live funded account.
A funded trading account lets you trade a firm's capital and keep the majority of the profits, without risking your own money beyond a one-time fee. There are two routes to one in 2026: pass a short evaluation challenge (cheaper up-front, a few days' delay) or buy instant funding (pay more, trade a live funded account on day one).
When comparing funded-account programs, weight these in order: payout reliability (does the firm actually pay, on time?), profit split, scaling ceiling (how large the account can grow), and only then the entry fee. A 90% split on a firm that delays withdrawals is worth less than 80% paid on demand.
Prop Firms that Offer forex15
| Rank | Assets | Platforms | Actions | ||||||
|---|---|---|---|---|---|---|---|---|---|
 | 2 | Crypto, Energy, FX, Indices, Metals, Stocks |     | $400K | 50% OFFPICKR | ||||
 | 3 | Crypto, Energy, FX, Indices, Metals | | $300K | 20% OFFPICKR | ||||
 | 10+ | Crypto, Energy, FX, Indices, Metals | | $597.5K | 10% OFFPICKR | ||||
4 | | 4 | Crypto, FX, Indices |  | $300K | BOGOPICKR | |||
5 | | 4 | Energy, FX, Indices, Metals |  | $400K | 15% OFFPICKR | |||
6 |  | 4 | Crypto, Energy, FX, Indices, Metals | | $1.25M | 20% OFFPICKR | |||
7 | | 2 | Crypto, FX, Indices, Metals | | $400K | 15% OFFPICKR | |||
8 | | 4 | Crypto, FX, Indices | | $400K | 50% OFFPICKR | |||
9 |  | 3 | Crypto, Energy, FX, Indices, Metals | | $200K | 10% OFFPICKR | |||
10 |  | 10+ | Crypto, Energy, FX, Indices, Metals, Stocks | | $400K | €101 OFFPICKR | |||
11 |  | 1 | Crypto, FX, Indices, Metals | | $400K | 30% OFFPICKR | |||
12 | | 2 | Crypto, FX, Indices, Metals | | $400K | 50% OFFPICKR | |||
13 |  | 3 | Crypto, FX, Indices, Metals, Stocks | | $300K | 5% OFFPICKR | |||
14 |  | 2 | Crypto, Energy, FX, Indices, Metals | | $400K | 35% OFFPICKR | |||
15 | | 2 | Energy, FX, Indices, Metals | | $200K | 50% OFFPICKR |
Frequently Asked Questions
How do I get a funded trading account?
Two ways: (1) pass an evaluation challenge — hit a profit target while respecting drawdown rules over a few days, then the firm funds you; or (2) buy an instant-funding account and start trading live capital immediately for a higher fee. Both end in a funded account where you keep 80–90% of profits.
How much does a funded trading account cost?
Evaluation challenges start around $30–$50 for small accounts and scale to $500+ for $200K accounts. Instant-funding accounts cost 3–6× more (roughly $1,000–$2,500 on a $100K account) because you skip the evaluation. The fee is one-time, and many firms refund it with your first payout.
Are funded trading accounts real money?
You trade in a simulated/demo environment that mirrors live market data, and the firm pays you real money from its own capital based on your simulated performance. You never deposit trading capital or take on personal market risk beyond the challenge fee — the firm absorbs the downside.
Which firm gives the biggest funded account?
Scaling ceilings vary widely — several firms scale to $1M–$2M+ in total allocation across accounts after you hit consistent profit milestones. Check each firm's scaling plan; the headline 'max allocation' usually requires months of consistent funded-phase performance to unlock.