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Top One Trader

CEO
Matt Morris
Country
United States flagUnited States
Trust Pilot
4.5
Date Created
Sep 2023
Years In Operation
2
4.4
152 total reviews
5
107
4
24
3
6
2
3
1
12
Official Website
top-one-trader prop firm logo
Top One Trader
4.4152 reviews

70% off all Top One Trader challenges site-wide — applied automatically with code PICKR.

Firm Overview

Broker
Liquidity ProviderLiquidity Provider
Platforms
Match TraderMatch Trader
MT5MT5
TradeLockerTradeLocker
Payment Methods
Apple PayApple Pay
CryptoCrypto
Google PayGoogle Pay
Payout Methods
RiseworksRiseworks
Top One Trader is a United States-based proprietary trading firm founded in September 2023, now operating for approximately two years. The firm specializes in CFD trading and caters to traders seeking multiple account pathways, from instant funding to single and two-step evaluation challenges. Available across three trading platforms—Match Trader, MT5, and TradeLocker—the firm supports payment through Apple Pay, Google Pay, and cryptocurrency channels. With a solid 4.4-star rating across 152 reviews, Top One Trader distinguishes itself through customizable challenge structures ranging from $5,000 to $100,000 accounts, a 30-day activity requirement, and differentiated equity stability scoring depending on account type. The firm's leadership under CEO Matt Morris has positioned it as an accessible option for traders balancing accessibility with risk management protocols.

Instruments and Assets

Type of Instruments
CFD
Assets
EnergyMetalsFXOther CommoditiesIndicesCrypto

Leverage

AssetInstant1-Step2-Steps3-Steps
Energyn/an/an/an/a
Metals1:101:301:30n/a
FX1:501:1501:150n/a
Other Commoditiesn/an/an/an/a
Indices1:101:301:30n/a
Crypto1:11:41:2n/a

Commissions

Energy
$5 Per Lot Round Trip on all Platforms
Metals
$5 Per Lot Round Trip on all Platforms
FX
$5 Per Lot Round Trip on all Platforms
Other Commodities
$5 Per Lot Round Trip on all Platforms
Indices
$5 Per Lot Round Trip on all Platforms
Crypto
$5 Per Lot Round Trip on all Platforms

Consistency Rules

No consistency rules documented for this firm yet.

Firm Rules

Instant Funding Program

Traders pursuing instant funding must maintain a 15% consistency score, with no single profitable day exceeding 15% of overall payout earnings. Accounts established before September 24, 2025 benefit from a more relaxed 20% consistency threshold.

Equity Stability Score (ESS)

The ESS is calculated as (largest winning day plus absolute largest losing day) divided by total profit, then multiplied by 100%. For Instant Prime and 1-Step Nova funded accounts, the ESS must reach 20% or lower before payout requests are accepted. Traders continue trading until this threshold is achieved.

2-Step Amped Consistency

The 2-Step Amped challenge for funded accounts applies a 30% Equity Stability Score requirement, offering traders more breathing room than single-step alternatives.

News Trading

During the evaluation phase, news trading is allowed. However, on funded accounts, traders cannot open, hold pending orders, or close positions within five minutes before or after high-impact news releases, unless the trade was initiated five or more hours prior to the announcement and auto-closed within the ten-minute window. Instant Prime unlocks news trading capability through an add-on purchase.

Expert Advisors

Automated trading systems (EAs) are permitted exclusively during the evaluation phase of assessment accounts and are strictly prohibited on all live funded accounts.

Copy Trading

Traders may employ copy trading exclusively between their own challenge accounts across TradeLocker, encompassing Nova, Flash, Plus, and Amped variants.

Weekend Trading and Position Holding

Weekend trading is permitted on Flash, Nova, and Plus accounts. Amped accounts allow weekend trading only during the evaluation stage. For Instant Funding and Instant Prime accounts, weekend positions are prohibited unless the optional add-on is purchased.

External API Usage

Third-party API integrations are not permitted on any simulated funded accounts offered by the firm.

Account Inactivity

Traders must execute at least one trade every 30 days from the account purchase date to prevent account suspension. The inactivity clock begins at purchase, not from the first trade execution.

Top One Trader Challenges

Payout Policy

Frequency
Payout frequency details are not clearly stated.
Profit Split
60%
Minimum Payout
N/A
Available Payout Methods
RiseworksRiseworks

Restricted Countries

The following countries are not eligible to apply for Top One Trader challenges.
AfghanistanAfghanistanAlbaniaAlbaniaAlgeriaAlgeriaArmeniaArmeniaAzerbaijanAzerbaijanBelarusBelarusCubaCubaHaitiHaitiIranIranIraqIraqKazakhstanKazakhstanKuwaitKuwaitLebanonLebanonLibyaLibyaMoroccoMoroccoPakistanPakistanSomaliaSomaliaSudanSudanUkraineUkraineVietnamVietnamMyanmarNorth KoreaRussiaSyria
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