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Instant Funding

CEO
Lewis
Country
United Kingdom flagUnited Kingdom
Trust Pilot
3.8
Date Created
Jun 2022
Years In Operation
3
3.8
339 total reviews
5
172
4
75
3
20
2
11
1
61
Official Website
instant-funding prop firm logo
Instant Funding
3.8339 reviews

15% off all Instant Funding challenges site-wide — applied automatically with code PICKR.

Firm Overview

Broker
Liquidity ProviderLiquidity Provider
Platforms
cTradercTrader
Match TraderMatch Trader
MT5MT5
Payment Methods
Apple PayApple Pay
Credit/Debit CardCredit/Debit Card
CryptoCrypto
Google PayGoogle Pay
NetellerNeteller
SkrillSkrill
Payout Methods
CryptoCrypto
RiseworksRiseworks
Instant Funding is a United Kingdom-based proprietary trading firm established in June 2022, now operating for three years with a solid 3.8-star rating across 339 reviews. The firm provides traders access to multiple trading platforms including cTrader, Match Trader, and MT5, supported by liquidity providers to ensure competitive execution. Known for its straightforward approach to trader funding, Instant Funding offers account sizes ranging from 5K to 80K, making it accessible to both emerging and experienced traders. The firm accepts deposits through modern payment channels including credit/debit cards, cryptocurrency, Apple Pay, Google Pay, and e-wallets like Neteller and Skrill. Payouts are processed via cryptocurrency or Riseworks, enabling rapid withdrawal of profits. The firm's Smart Drawdown feature begins at -10% and intelligently adjusts to -5% once traders achieve a 5% profit milestone, balancing risk management with growth potential. Instant Funding caters to disciplined traders seeking transparent rules, flexible trading conditions, and a straightforward path to accessing funded accounts.

Instruments and Assets

Type of Instruments
CFD
Assets
FXCryptoMetalsEnergyIndicesOther Commodities

Leverage

AssetInstant1-Step2-Steps3-Steps
FX1:1001:1001:100n/a
Crypto1:21:21:2n/a
Metals1:201:201:20n/a
Energy1:201:201:20n/a
Indices1:201:201:20n/a
Other Commodities1:201:201:20n/a

Commissions

FX
$5/lot
Crypto
$1/lot
Metals
$5/lot
Energy
$2/lot
Indices
$2/lot
Other Commodities
No Commissions

Consistency Rules

No consistency rules documented for this firm yet.

Firm Rules

Daily Profit Concentration

For standard one-phase and two-phase funded accounts, your single best trading day cannot represent more than 40% of total profits earned. For micro account variants, this threshold tightens to 15%, encouraging more consistent and diversified trading activity.

Minimum Trade Hold Duration

Positions held for 60 seconds or less are classified as high-frequency trading and are strictly prohibited. This rule encourages traders to develop substantive trading strategies rather than relying on quick scalping tactics.

Smart Drawdown Mechanism

Your drawdown begins at -10% of your starting balance. Once you achieve a 5% profit gain, the drawdown automatically tightens to -5% and remains fixed at that level regardless of subsequent profit increases. This progressive risk management supports capital preservation as your account grows.

News Trading

News trading is fully permitted during one-phase and two-phase challenge phases, allowing traders to capitalize on market-moving announcements without restrictions.

Weekend Position Holding

Traders participating in one-phase or two-phase programs may hold positions through weekends, providing flexibility for swing and position-based trading strategies.

Account Inactivity Policy

Accounts that remain inactive for 60 days following purchase or since the last executed trade will be automatically closed. This encourages regular trading engagement and account maintenance.

Risk Per Trade Limit

On Instant Funding accounts, you cannot risk more than 3% of your starting account balance on any single trade idea, establishing a clear boundary for position sizing discipline.

Account Churning Restriction

Opening multiple funded or challenge accounts in rapid succession is prohibited, ensuring fair access and preventing traders from circumventing account rules.

One-Sided Betting Prohibition

Taking unidirectional positions without proper market analysis or trend consideration is not permitted, as it often results in excessive and uncontrolled exposure.

Grid Trading Ban

Automated grid trading strategies that mechanically place buy and sell orders at fixed intervals without regard to market conditions are prohibited due to their tendency to generate unchecked losses.

Instant Funding Challenges

Payout Policy

Frequency
Payouts processed via cryptocurrency and Riseworks on a regular withdrawal basis.
Profit Split
80%
Minimum Payout
N/A
Available Payout Methods
CryptoCrypto
RiseworksRiseworks

Restricted Countries

The following countries are not eligible to apply for Instant Funding challenges.
AfghanistanAfghanistanBurundiBurundiCentral African RepublicCentral African RepublicCubaCubaEritreaEritreaGuineaGuineaGuinea-BissauGuinea-BissauIranIranIraqIraqLebanonLebanonLiberiaLiberiaLibyaLibyaPapua New GuineaPapua New GuineaSomaliaSomaliaSouth SudanSouth SudanSudanSudanVanuatuVanuatuVietnamVietnamYemenYemenZimbabweZimbabweMyanmarNorth KoreaRussiaSyria
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