20% off all Fintokei challenges site-wide — applied automatically with code PICKR.
About Fintokei
Fintokei is a Prague-based proprietary trading firm established in April 2023 that provides traders with access to multiple trading platforms including cTrader, MT4, MT5, and TradingView. The firm operates through Purple Trading Seychelles as its broker partner and has built a solid reputation with a 4.6-star rating across five reviews. Fintokei distinguishes itself through its instant virtual funding capability, allowing qualified traders to activate accounts within seconds rather than waiting through lengthy approval queues. The firm supports diverse funding methods including credit cards, digital wallets, and cryptocurrency, with all payouts processed via crypto. Traders can choose between the two-phase Pro Trader evaluation or the streamlined one-step SwiftTrader pathway, with account sizes ranging from 10K to 400K. The platform enforces disciplined trading standards through mandatory stop losses and daily profit limits during evaluation phases, while requiring 14 days between withdrawal requests. Fintokei appeals to crypto-native traders seeking rapid deployment and blockchain-based fund access.
Fintokei review: a solid prop firm with a 4.1/5 PropFirmPickr score
Our analysts scored Fintokei on payouts, trading conditions, rules, pricing and trust using its published terms — not just its Trustpilot stars. Below is the full breakdown, an at-a-glance fact sheet, and an honest pros & cons list to help you decide if Fintokei is legit and worth it in 2026.
What we like about Fintokei
- Wide platform choice (cTrader, MT4, MT5, TradingView)
- Scales to $200K in funded capital
Where Fintokei falls short
- –Base 50% — up to 100% split trails 90–100% firms unless you add the upgrade
- –Restricted in 18+ countries — check eligibility first
- –Default payouts are bi-weekly, not weekly/on-demand
Firm Overview
Purple Trading Seychelles
cTrader
MT4
MT5
TradingView
Apple Pay
Credit/Debit Card
Crypto
Google Pay
CryptoInstruments and Assets
Fintokei Leverage
| Asset | Instant | 1-Step | 2-Steps | 3-Steps |
|---|---|---|---|---|
| FX | n/a | 1:25 | 1:100 | 1:25 |
| Energy | n/a | 1:10 | 1:20 | 1:10 |
| Indices | n/a | 1:20 | 1:50 | 1:20 |
| Metals | n/a | 1:25 | 1:100 | 1:25 |
| Crypto | n/a | 1:2 | 1:2 | 1:2 |
Commissions
Fintokei Consistency Rules
The Fintokei consistency rule is the single most misunderstood part of the evaluation. In short, no single trading day can make up too large a share of your total profit, and you need a minimum number of active trading days before a payout clears. New to this? Our consistency rule guide and minimum trading days explainer break it down with worked examples. Here is exactly how the Fintokei consistency rule works in 2026:
- Best-day cap: No single trading day may account for more than 30–50% of total profit (varies by program — see firm's official terms for the exact threshold).
- Minimum trading days: Most evaluation tiers require at least 4–10 active trading days before a payout can be requested.
- Position sizing: Disproportionate position sizes vs your historical trades may trigger consistency-rule reviews.
- Repeat performance: The firm expects sustained, repeatable performance — single-day windfalls won't qualify for early payouts.
- Exact thresholds and program-specific consistency rules are documented on the firm's official site and may change. Always re-verify before purchasing.
Fintokei Rules
During the evaluation phase, traders cannot realize more than 40% of their profit target within a single trading day. This constraint encourages measured position sizing and discourages aggressive overnight accumulation of gains.
Traders are not permitted to create more than one trading profile on the platform. This rule prevents circumvention of account limits and maintains fair evaluation conditions across all participants.
All open positions must be protected by stop-loss orders at all times. This consistency rule ensures traders maintain disciplined risk management throughout their trading activity.
Accounts inactive for 30 consecutive days may be subject to suspension or closure. Traders must maintain regular trading activity to keep their accounts in active status.
Maximum order sizes vary by instrument and are published on the firm's symbol specifications page. Traders should review these limits before placing trades to ensure compliance.
Eligible traders can deploy their virtually funded accounts immediately upon clicking the Upgrade button, eliminating waiting periods and enabling rapid trading commencement.
Fintokei Challenges
| Challenge | Price |
|---|---|
| Fintokei - Start Trader - 3Phase Evaluation - 3-Step- 5K | $44.00 |
| Fintokei - Pro Trader - 2Phase Evaluation - 2-Step- 10K | $99.00 |
| Fintokei - SwiftTrader - 1-Step - 10K | $119.00 |
| Fintokei - Pro Trader - 2Phase Evaluation - 2-Step- 20K | $159.00 |
| Fintokei - Start Trader - 3Phase Evaluation - 3-Step- 20K | $119.00 |
| Fintokei - SwiftTrader - 1-Step - 20K | $179.00 |
| Fintokei - Pro Trader - 2Phase Evaluation - 2-Step- 50K | $319.00 |
| Fintokei - Pro Trader Swing - 2Phase Evaluation - 2-Step- 50K | $316.00 |
| Fintokei - Start Trader - 3Phase Evaluation - 3-Step- 50K | $244.00 |
| Fintokei - SwiftTrader - 1-Step- 50K | $369.00 |
| Fintokei - Pro Trader - 2Phase Evaluation - 2-Step- 100K | $529.00 |
| Fintokei - Start Trader - 3Phase Evaluation - 3-Step- 100K | $419.00 |
Fintokei Payout Policy
CryptoHow to qualify for a payout
- Hit the profit target while staying inside the firm's drawdown limits across every evaluation phase.
- Trade enough days. Most firms require 4–10 active trading days before the first payout request can be filed.
- Stay consistent. Best-day caps (30–50% of total profit on any single day) apply at most firms — see the Consistency Rules section above for the exact threshold.
- Exact thresholds are firm-specific and may change. Always verify on Fintokei's official site before purchasing a challenge.
Want the mechanics? How prop firm payouts work, how payouts are taxed, and how to verify a firm really pays.
Scaling Plan & Premium Programme
- Account growth: Funded accounts typically scale by 25% (or fixed-step tiers) each time the trader hits the firm's profit + consistency milestones.
- Profit-split upgrade: Scaling tiers often unlock an improved profit split (e.g. 80% → 90%) on the funded account.
- Maximum capital cap: Most firms cap scaled capital at $1M–$2M per trader; some run a separate "Premium / Supreme" track for very high performers.
- Reset / breach handling: Hitting drawdown typically resets your scaling progress. Most firms offer a one-time discounted reset.
- Exact thresholds, scale-up cycle length, and Premium-Programme terms are firm-specific. See the AI Summary above for the latest values on file, or verify on Fintokei's official site.
Restricted Countries
The following countries are not eligible to apply for Fintokei challenges.
Afghanistan
Bangladesh
Belarus
China
Cuba
India
Iran
Iraq
Pakistan
Somalia
South Sudan
Sudan
Vietnam
YemenMyanmarNorth KoreaRussiaSyriaRelated Prop Firms
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Everything you need to know about Fintokei
This Fintokei review page covers the essentials a serious trader needs to evaluate a prop firm in 2026 — broker details, supported trading platforms (cTrader, MT4, MT5, TradingView), payout structure (Minimum 14 days must elapse between successive withdrawal requests. payouts at a 50% — up to 100% profit split), payment methods, supported instruments (Assets : on FX, Energy, Indices, Metals, Crypto), leverage tables, commission breakdowns, and the Fintokei firm rules that govern every challenge, evaluation phase, and funded account.
Common questions we answer below include is Fintokei legit, how the Fintokei consistency rule works, how fast Fintokei payouts clear, what the 50% — up to 100% profit split actually nets you, and whether the firm is worth it versus alternatives. Our editorial verdict above scores Fintokei on payouts, trading conditions, rules, pricing and trust so you can judge it on facts, not hype.
Whether you're evaluating Fintokei for the first time or comparing it side-by-side with other top prop firms — FTMO, FundingPips, FundedNext, The5ers, Alpha Capital Group — PropFirmPickr surfaces the up-to-date data you need to decide if Fintokei is the right fit for your trading style, risk tolerance, and payout goals. Use the exclusive PICKR discount code at checkout to save 20% on every Fintokei challenge, applied automatically when you check out through this page's affiliate link.
Looking for alternatives? Browse our full prop-firm directory, the highest profit-split firms, or the best instant-funding firms. For methodology and ranking criteria, read our Transparency page.
Fintokei — frequently asked questions
Is Fintokei legit or a scam?▾
Fintokei shows no signs of being a scam. It holds a 4.5/5 Trustpilot score from 19 reviews, has operated for around 3 years and publishes its drawdown limits, consistency rule and payout policy openly. As with any prop firm, read the full rule set before buying a Fintokei challenge.
Does Fintokei accept US traders?▾
Fintokei's published restricted-country list does not currently include the United States, so US-based traders are generally able to join. (18 other countries are excluded — see the Restricted Countries section above.) US availability is the most frequently-changed rule in prop trading, so always confirm it on Fintokei's checkout or terms page before buying.
What trading platforms does Fintokei use?▾
Fintokei runs on cTrader, MT4, MT5 and TradingView. You can pick whichever platform matches your workflow when you start a Fintokei challenge.
What is the Fintokei consistency rule?▾
Fintokei's consistency rule caps any single trading day at roughly 30–50% of your total profit and requires a minimum number of active trading days (commonly 4–10) before a payout can be requested. Exact thresholds vary by program — verify on Fintokei's official terms before purchasing.
Does Fintokei have a trailing drawdown?▾
Fintokei enforces a daily loss limit and an overall loss limit. Whether the overall limit trails your peak balance or stays static depends on the specific Fintokei program — confirm the drawdown type on the plan you choose before buying.
Does Fintokei allow copy trading?▾
Fintokei lets you trade your own strategies — including EAs and automated systems where its rules permit — on a single funded account. Mirroring trades account-to-account or copying the same setup across multiple Fintokei accounts is typically restricted to prevent capacity abuse, so confirm the exact copy-trading policy in Fintokei's terms before relying on it.
What is the profit split at Fintokei?▾
Fintokei offers 50% — up to 100% profit split, paid out on a minimum 14 days must elapse between successive withdrawal requests. schedule.
How fast are Fintokei payouts?▾
Fintokei processes payouts on a minimum 14 days must elapse between successive withdrawal requests. cadence with a minimum withdrawal of 100 EUR, 100 USD, 2,000 CZK, or 20,000 JPY. Crypto and Skrill withdrawals typically clear within hours, while card or bank methods can add 1–3 business days.
What's the maximum account size at Fintokei?▾
Traders can scale up to $200K in funded capital at Fintokei.
When was Fintokei founded and where is it based?▾
Fintokei was established in Apr 2023 and is based in Czech Republic, led by CEO David Varga. That gives it roughly 3 years of operating history.
What discount code works at Fintokei?▾
Use code PICKR at Fintokei checkout for our exclusive PropFirmPickr discount (20% off), applied automatically through our links.