Bem Funding
United Arab Emirates25% off all Bem Funding challenges site-wide, applied automatically with code PICKR.
About Bem Funding
Bem Funding is a United Arab Emirates-based proprietary trading firm established in June 2024, led by CEO Murat Kaya. The firm provides traders with access to multiple trading platforms including cTrader and DXTrade, powered by commercial liquidity infrastructure. Bem Funding supports various account sizes and trading styles through its tiered challenge structure, accommodating both swing traders and extended-timeframe traders. The firm accepts funding through multiple channels including credit cards, cryptocurrency, PayPal, and Stripe, making participation accessible to a global audience. Payouts are processed via cryptocurrency or Riseworks, offering flexibility in withdrawal methods. With a perfect 5.0 rating based on 20 reviews, Bem Funding demonstrates strong trader satisfaction. The firm currently operates under a streamlined ruleset focused on fair trading practices. New traders can take advantage of a 25% discount on our platform when signing up.
Bem Funding review: a solid prop firm with a 4.0/5 PropFirmPickr score
Our analysts scored Bem Funding on payouts, trading conditions, rules, pricing and trust using its published terms, not just its star rating. Below is the full breakdown, an at-a-glance fact sheet, and an honest pros & cons list to help you decide if Bem Funding is legit and worth it in 2026.
What we like about Bem Funding
- 80% profit split
- Scales to $200K in funded capital
Where Bem Funding falls short
- –Relatively young firm (≈1 year operating) vs decade-old incumbents
- –Base 80% split trails 90 to 100% firms unless you add the upgrade
- –Restricted in 51+ countries - check eligibility first
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Firm Overview
Commercial Liquidity Provider
cTrader
DXTrade
Credit/Debit Card
Crypto
Korapay
PayPal
Stripe
Crypto
RiseworksInstruments and Assets
Bem Funding Leverage
| Asset | Instant | 1-Step | 2-Steps | 3-Steps |
|---|---|---|---|---|
| DeFi | n/a | 1:1.5 | 1:2 | n/a |
| BTC+ETH | n/a | 1:1.5 | 1:5 | n/a |
| FX | n/a | 1:30 | 1:100 | n/a |
| Energy | n/a | 1:15 | 1:30 | n/a |
| Altcoins | n/a | 1:1.5 | 1:2 | n/a |
| Indices | n/a | 1:15 | 1:50 | n/a |
| Metals | n/a | 1:15 | 1:30 | n/a |
| Majors | n/a | 1:1.5 | 1:2 | n/a |
| Meme | n/a | 1:1.5 | 1:2 | n/a |
| Crypto | n/a | 1:1.5 | 1:5 | n/a |
Commissions
Bem Funding Consistency Rules
The Bem Funding consistency rule is the single most misunderstood part of the evaluation. In short, no single trading day can make up too large a share of your total profit, and you need a minimum number of active trading days before a payout clears. New to this? Our consistency rule guide and minimum trading days explainer break it down with worked examples, or run your numbers through our consistency rule calculator. Here is exactly how the Bem Funding consistency rule works in 2026:
- Best-day cap: No single trading day may account for more than 30–50% of total profit (varies by program, see firm's official terms for the exact threshold).
- Minimum trading days: Most evaluation tiers require at least 4–10 active trading days before a payout can be requested.
- Position sizing: Disproportionate position sizes vs your historical trades may trigger consistency-rule reviews.
- Repeat performance: The firm expects sustained, repeatable performance, single-day windfalls won't qualify for early payouts.
- Exact thresholds and program-specific consistency rules are documented on the firm's official site and may change. Always re-verify before purchasing.
Bem Funding Rules
Bem Funding offers multiple challenge account sizes to accommodate different trader experience levels and risk preferences, ranging from smaller starter accounts to larger professional accounts.
The firm supports both swing trading and extended holding periods, allowing traders to choose challenge types that align with their preferred trading methodology.
Traders can select between cTrader and DXTrade platforms, each offering distinct features and execution capabilities for different trading preferences.
Bem Funding utilizes a two-step and one-step challenge structure, enabling traders to progress from initial evaluation stages to funded account status based on their performance.
The firm operates through a commercial liquidity provider arrangement, ensuring consistent market access and execution standards for all traders.
Multiple funding methods are accepted including traditional cards, cryptocurrencies, and fintech solutions, providing convenience regardless of trader location or preference.
Bem Funding Challenges
| Challenge | Price |
|---|---|
| BEM Funding - Classic Normal - 2-step 5K | $39.00 |
| BEM Funding - Classic Swing - 2-step 5K | $69.00 |
| BEM Funding - Extended - 2-step 5K | $39.00 |
| BEM Funding - One - 1-step 5K | $47.00 |
| BEM Funding - Classic Normal - 2-step 10K | $99.00 |
| BEM Funding - Classic Swing - 2-step 10K | $155.00 |
| BEM Funding - Extended - 2-step 10K | $95.00 |
| BEM Funding - One - 1-step 10K | $89.00 |
| BEM Funding - Classic Normal - 2-step 25K | $211.00 |
| BEM Funding - Classic Swing - 2-step 25K | $296.00 |
| BEM Funding - Extended - 2-step 25K | $199.00 |
| BEM Funding - One - 1-step 25K | $194.00 |
Bem Funding Payout Policy
CryptoRiseworksHow to qualify for a payout
- Hit the profit target while staying inside the firm's drawdown limits across every evaluation phase.
- Trade enough days. Most firms require 4–10 active trading days before the first payout request can be filed.
- Stay consistent. Best-day caps (30–50% of total profit on any single day) apply at most firms, see the Consistency Rules section above for the exact threshold.
- Exact thresholds are firm-specific and may change. Always verify on Bem Funding's official site before purchasing a challenge.
Want the mechanics? How prop firm payouts work, how payouts are taxed, and how to verify a firm really pays.
Scaling Plan & Premium Programme
- Account growth: Funded accounts typically scale by 25% (or fixed-step tiers) each time the trader hits the firm's profit + consistency milestones.
- Profit-split upgrade: Scaling tiers often unlock an improved profit split (e.g. 80% → 90%) on the funded account.
- Maximum capital cap: Most firms cap scaled capital at $1M–$2M per trader; some run a separate "Premium / Supreme" track for very high performers.
- Reset / breach handling: Hitting drawdown typically resets your scaling progress. Most firms offer a one-time discounted reset.
- Exact thresholds, scale-up cycle length, and Premium-Programme terms are firm-specific. See the AI Summary above for the latest values on file, or verify on Bem Funding's official site.
Restricted Countries
The following countries are not eligible to apply for Bem Funding challenges.
Afghanistan
Antigua and Barbuda
Belarus
Belize
Bhutan
Bouvet Island
Burundi
Central African Republic
Chad
Comoros
Cook Islands
Cuba
Djibouti
Eritrea
Eswatini
Fiji
Guinea
Haiti
Iran
Iraq
Kiribati
Lesotho
Liberia
Libya
Malawi
Mali
Marshall Islands
Niue
Qatar
Saint Barthélemy
Saint Kitts and Nevis
Saint Lucia
Saint Vincent and the Grenadines
Sao Tome and Principe
Saudi Arabia
Seychelles
Sierra Leone
Solomon Islands
Somalia
South Sudan
Sudan
Tokelau
Tonga
Tuvalu
Ukraine
Vanuatu
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Buy Challenge with PICKREverything you need to know about Bem Funding
This Bem Funding review covers what matters before you buy a challenge in 2026. You get the platforms (cTrader, DXTrade) and the payout terms: N/A payouts at a 80% split. We also cover payment methods and the instruments you can trade (Assets : on DeFi, BTC+ETH, FX, Energy, Altcoins). And we lay out leverage, commissions, and the Bem Funding rules for every challenge, evaluation phase, and funded account.
Below we answer the questions traders search most. Is Bem Funding legit? How does the Bem Funding consistency rule work? How fast do payouts clear? What does the 80% split really pay you? And is it worth it versus other firms? Our editorial verdict scores Bem Funding on payouts, conditions, rules, pricing, and trust. Judge it on facts, not hype.
New to Bem Funding, or weighing it against firms like FTMO, FundingPips, and FundedNext? We keep the data current so you can see if it fits your style, your risk, and your payout goals. Use the PICKR code at checkout to save 25% on every Bem Funding challenge. It applies on its own through this page's affiliate link.
Looking for alternatives? Browse our full prop-firm directory, the highest profit-split firms, or the best instant-funding firms. For methodology and ranking criteria, read our Transparency page.
Bem Funding, frequently asked questions
Is Bem Funding legit or a scam?▾
Bem Funding shows no signs of being a scam. It holds a 4/5 PropFirmPickr editorial rating, has operated for around 1 year and publishes its drawdown limits, consistency rule and payout policy openly. As with any prop firm, read the full rule set before buying a Bem Funding challenge.
Does Bem Funding accept US traders?▾
Bem Funding's published restricted-country list does not currently include the United States, so US-based traders are generally able to join. (51 other countries are excluded, see the Restricted Countries section above.) US availability is the most frequently-changed rule in prop trading, so always confirm it on Bem Funding's checkout or terms page before buying.
What trading platforms does Bem Funding use?▾
Bem Funding runs on cTrader and DXTrade. You can pick whichever platform matches your workflow when you start a Bem Funding challenge.
What is the Bem Funding consistency rule?▾
Bem Funding's consistency rule caps any single trading day at roughly 30–50% of your total profit and requires a minimum number of active trading days (commonly 4–10) before a payout can be requested. Exact thresholds vary by program, verify on Bem Funding's official terms before purchasing.
Does Bem Funding have a trailing drawdown?▾
Bem Funding enforces a daily loss limit and an overall loss limit. Whether the overall limit trails your peak balance or stays static depends on the specific Bem Funding program, confirm the drawdown type on the plan you choose before buying.
Does Bem Funding allow copy trading?▾
Bem Funding lets you trade your own strategies, including EAs and automated systems where its rules permit, on a single funded account. Mirroring trades account-to-account or copying the same setup across multiple Bem Funding accounts is typically restricted to prevent capacity abuse, so confirm the exact copy-trading policy in Bem Funding's terms before relying on it.
What is the profit split at Bem Funding?▾
Bem Funding offers 80% profit split, paid out on a bi-weekly schedule.
How fast are Bem Funding payouts?▾
Bem Funding processes payouts on a bi-weekly cadence with a minimum withdrawal of N/A. Crypto withdrawals typically clear within hours, while card or bank methods can add 1–3 business days.
What's the maximum account size at Bem Funding?▾
Traders can scale up to $200K in funded capital at Bem Funding.
When was Bem Funding founded and where is it based?▾
Bem Funding was established in Jun 2024 and is based in United Arab Emirates, led by CEO Murat Kaya. That gives it roughly 1 year of operating history.
Who owns Bem Funding and who is the CEO?▾
Bem Funding is led by CEO Murat Kaya. The firm is operated from United Arab Emirates and was established in Jun 2024. Bem Funding runs a performance-based evaluation model, it funds traders who pass its challenge rather than profiting from trader losses.
What discount code works at Bem Funding?▾
Use code PICKR at Bem Funding checkout for our exclusive PropFirmPickr discount (25% off), applied automatically through our links.