Which is cheaper: FTMO or Pipstone Capital?

Pipstone Capital is cheaper to enter. The smallest evaluation account at Pipstone Capital starts at $5K, while FTMO's entry tier begins at $10K. Challenge fees scale with account size, so the smaller starting tier translates directly to a lower up-front cost. Both firms also publish discount codes from time to time — currently €101 at FTMO and 35% at Pipstone Capital.

Does FTMO have a better profit split than Pipstone Capital?

No, Pipstone Capital's top profit split (80% — up to 100%) is higher than FTMO's (80% — 90%). On a $10,000 funded month with a $1,000 profit, that's $1000 vs $900 — about $100 more per month at Pipstone Capital at the same risk profile. Both firms typically gate the top tier behind scaling milestones, so read the funded-phase rules carefully.

Which firm pays out faster: FTMO or Pipstone Capital?

Pipstone Capital typically pays out faster. Pipstone Capital runs on a Weekly / bi-weekly. Average reward time ~8 hours after approval. cadence, versus FTMO's Withdrawals available on a regular basis once you reach funded status. Withdrawal method also matters: crypto and Skrill clear in hours at both firms, while bank wires add 1–3 business days regardless of cadence.

FTMO vs Pipstone Capital

Editorial intro

Comparing FTMO and Pipstone Capital comes down to profit split mechanics: FTMO offers 80% — 90% profit splits and $400K max capital with regular payouts, while Pipstone Capital counters with 80% — up to 100% splits and $400K max capital on a bi-weekly payout cadence. We've ranked FTMO at 4.8/5 and Pipstone Capital at 4/5 based on verified Trustpilot data drawn from 196 and 460 reviews respectively. Both firms operate in the retail prop trading space and have published payout records that we've cross-checked against trader-reported withdrawals. Below is the full side-by-side breakdown across 14 decision-relevant attributes, our editor's verdict on which trader profile each firm fits best, and the most-searched questions about this specific match-up.

Attribute	FTMO	Pipstone Capital
Profit Split	80% — 90%	80% — up to 100%
Max Funded Capital	$400K	$400K
Years in Operation	11	1
Headquartered	Czech Republic	Saint Lucia
Rating (Trustpilot)	4.8/5 (196)	4/5 (460)
Payout Frequency	Withdrawals available on a regular basis once you reach funded status	Weekly / bi-weekly. Average reward time ~8 hours after approval.
Active Discount	€101	35%
Platforms	cTrader, DXTrade, MT4, MT5	cTrader, Match Trader
Drawdown Type	—	Static
Consistency Rule	Yes	No
Asset Coverage	FX, Energy, Crypto, Indices, Metals, Stocks	Crypto, Energy, FX, Indices, Metals
Min Account Size	$10K	$5K
Profit Target	10%	No Limit
Trading Days Min	4 days	3 days

View FTMO →View Pipstone Capital →

Our Verdict: FTMO vs Pipstone Capital

FTMO is better for:

▸Traders prioritising verified reputation (4.8 vs 4 Trustpilot)
▸Track record (11+ years vs 1 years)
▸Broader instrument coverage (6 asset classes vs 5)

Pipstone Capital is better for:

▸Maximising profit retention (80% — up to 100% vs 80% — 90%)
▸Traders preferring a Saint Lucia-jurisdictioned firm
▸Traders who already follow Pipstone Capital and want to stay inside its ecosystem

Editor's note

For most traders, Pipstone Capital wins on profit split (80% — up to 100% vs 80% — 90%), but FTMO is the better pick if you already trade FTMO's product mix and don't want to relearn rule sets. Our overall editorial pick: Pipstone Capital.

FAQ

Frequently Asked Questions

FTMO vs Pipstone Capital: Frequently Asked Questions

Not for most trader profiles. Pipstone Capital wins this match-up on profit split (80% — up to 100% vs 80% — 90%), posting a higher composite editorial score than FTMO. FTMO is still the right call if already trade FTMO's product mix and don't want to relearn rule sets — but on a head-to-head ranking Pipstone Capital comes out ahead.

Yes — FTMO and Pipstone Capital are independent firms and neither imposes exclusivity. You can hold a funded account at both simultaneously, provided you respect each firm's rule set on your respective accounts. Many traders deliberately spread evaluations across firms to diversify counterparty risk; just remember that each firm tracks its own rule violations independently, so a breach at one has no effect on the other.

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