Which is cheaper: Apex Trader Funding or Topstep?

Apex Trader Funding is cheaper to enter. Its smallest evaluation account starts at $25K. Topstep's entry tier begins at $50K. Challenge fees scale with account size, so a smaller tier means a lower up-front cost. Both firms also run discount codes from time to time. Right now that is 90% at Apex Trader Funding and no active promo at Topstep.

Does Apex Trader Funding have a better profit split than Topstep?

Yes, Apex Trader Funding's top profit split (100%) is higher than Topstep's (90%). Take a $10,000 funded month with a $1,000 profit. A 100% split returns $1000, versus $900 on a 90% split. That is about $100 more per month at the same risk. Note that top splits often need scaling milestones. Check the funded-phase rules before you assume you will hit the top tier on day one.

Which firm pays out faster: Apex Trader Funding or Topstep?

Both Apex Trader Funding and Topstep pay on a similar schedule (Payout frequency not specified in provided data. vs Payouts are distributed on a regular basis once an Express Funded account is active.). So the deciding factor is your withdrawal method. Crypto and Skrill clear in hours. Bank wires add 1 to 3 business days at either firm.

Can I trade at both Apex Trader Funding and Topstep?

Yes. Apex Trader Funding and Topstep are independent firms, and neither requires exclusivity. You can hold a funded account at both at once, as long as you respect each firm's rules on each account. Many traders spread evaluations across firms to cut counterparty risk. Each firm tracks its own rule breaches, so a breach at one does not affect the other.

Apex Trader Funding vs Topstep

Editorial intro

Comparing Apex Trader Funding and Topstep comes down to profit split mechanics: Apex Trader Funding offers 100% profit splits and $3M max capital with regular payouts, while Topstep counters with 90% splits and $750K max capital on a regular payout cadence. We've ranked Apex Trader Funding at 4.2/5 and Topstep at 4/5 based on our editorial scoring. Both firms operate in the United States regulatory environment and have published payout records that we've cross-checked against trader-reported withdrawals. Below is the full side-by-side breakdown across 14 decision-relevant attributes, our editor's verdict on which trader profile each firm fits best, and the most-searched questions about this specific match-up.

Apex Trader Funding

4.2

Topstep

Attribute	Apex Trader Funding	Topstep
Profit Split	100%	90%
Max Funded Capital	$3M	$750K
Years in Operation	5	14
Headquartered	United States	United States
Rating (editorial)	4.2/5	4/5
Payout Frequency	Payout frequency not specified in provided data.	Payouts are distributed on a regular basis once an Express Funded account is active.
Active Discount	90%	,
Platforms	ATAS Orderflow Trading, Bookmap, EdgeProX, Finamark	TopstepX
Drawdown Type	End-of-day	,
Consistency Rule	No	Yes
Asset Coverage	Futures	Futures
Min Account Size	$25K	$50K
Profit Target	$1,500	$3,000
Trading Days Min	,	2 days

View Apex Trader Funding →View Topstep →

Our Verdict: Apex Trader Funding vs Topstep

Apex Trader Funding is better for:

▸Traders prioritising verified reputation (4.2 vs 4 editorial rating)
▸Maximising profit retention (100% vs 90%)
▸Scaling to larger accounts ($3M vs $750K)
▸Active current discount (90%)

Topstep is better for:

▸Track record (14+ years vs 5 years)
▸Traders who already follow Topstep and want to stay inside its ecosystem

Editor's note

For most traders, Apex Trader Funding wins on profit split (100% vs 90%), but Topstep is the better pick if you prefer Topstep's rule set or jurisdiction. Our overall editorial pick: Apex Trader Funding.

FAQ

Frequently Asked Questions

Apex Trader Funding vs Topstep: Frequently Asked Questions

Yes, Apex Trader Funding is the stronger pick on our composite score. It wins on profit split (100% vs 90%). It also posts a better editorial score than Topstep once you weight rating, profit split, and history together. That said, Topstep is still the better choice if prefer Topstep's rule set or jurisdiction.